2. Give Yourelf Credit
Select the credit level that best suites you. Once you make your selection the page will refresh with your estimated payment choices.
Excellent I have a long, established, positive credit history. FICO score 720 and above.
Great I use my credit wisely and never miss a payment. FICO score 690-719.
Very Good I have a positive credit history with no recent late payments. FICO score 670-689.
Good I am responsible with my credit and usually make my payments on time. FICO score 650-669.
Fair I try to be responsible with my credit but have had some recent credit challenges. FICO score 630-649.
Poor I have a number of issues with my credit. FICO score 610-629.
Very Poor I have significant credit issues or have only very recently established credit. FICO score 580-609.
No Credit I do not have a credit history. FICO score 579 and below.